Method of monetization of micropayments

There are three main ways to use it. First, how to use gift certificates, second, how to use a professional company, and third, how to get a refund using an app (transportation app, pay app) that can be charged with a small payment.

1. How to use gift certificates

The method of using gift certificates is to resell them through a company that can or can be purchased using a site where gift certificates can be purchased using the micropayment limit in a universal method. The most commonly used gift certificates include Cultureland gift certificates, book gift certificates, and Teen Cash.

2. How to use a professional purchaser

This method is the easiest to use, but there are risks such as fraud. Various analyses such as the company’s business history and history are required before use, and prior recognition of usage fees is required.

3. How to get a refund

It is a method of receiving a refund by charging points with small payments such as transportation payments and pay apps. This method requires time compared to using a specialized company. On average, it is about a week away, and there is a fee of 5-8% when charging, and a fee of 500 won or 2% per refund is incurred.

Tips for Use

Depending on how you use it, there are pros and cons. The way to cash in small payments (소액결제 현금화) with the lowest usage fee is to use gift certificates. However, it’s because the usage fee varies depending on the type. The most common and most commonly used is the Culture Land gift certificate. As of 2024, it can be exchanged between 85 and 91%. However, the fee is different depending on the use of a personal transaction company. If you use a personal transaction platform, you can cash in at a slightly lower fee, but the risk of fraud increases. On the contrary, if you use a professional company, the risk of fraud decreases while the fee rate decreases, so I recommend you do it before using it.